If you’re buying, selling, or refinancing a manufactured (often called “mobile”) home in Florida, there’s a good chance you’ll hear the words “foundation certification” or “tie-down inspection” somewhere along the way. It’s a common lender requirement, and it’s one of those things that can sneak up late in the process if you’re not prepared.
At Bobcat Home Inspector, we help homeowners, buyers, and agents stay on schedule by evaluating the foundation/anchoring setup, documenting what’s visible, and making sure you understand what the loan file is looking for.
What Is a Manufactured Home Foundation Certification?
A foundation certification (tie-down inspection) verifies that a manufactured home’s foundation and anchoring system appears to meet HUD permanent foundation guidelines. The review commonly includes checking:
- Tie-downs, anchors, and straps
- Piers/supports and load points
- Proper attachment to the foundation system
- Skirting and ventilation (where applicable)
- Evidence of movement, corrosion, or deterioration
Why You Need One
Most lenders require a HUD foundation/compliance certification when financing a manufactured home through FHA, VA, or USDA loans. Without this certification, your loan or refinance may be delayed—or even denied.
How Bobcat Home Inspector Helps
Our goal is to keep your deal moving and prevent last-minute closing delays and recommend handling the tie-down/foundation requirement early.
With Bobcat, we can:
- Perform the on-site tie-down/foundation evaluation and provide clear documentation
- Help coordinate next steps if your loan requires an engineer/architect certification letter
To get started, send me the property address and your loan type (FHA/VA/USDA/conventional).